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What is job compensation in Texas

Occupational compensation insurance provides benefits to employees if they have a work-related injury or illness. Also known as workers’ compensation insurance or (workers compensation), this coverage can help cover medical expenses for injured or sick employees.

What is job compensation

Workers’ compensation is a legal remedy whereby an employee who is injured at work may be entitled to certain benefits.

Benefits may include injury medical care, salary benefits of compensation, vocational rehabilitation services and/or death benefits. These benefits are an obligation of the employer and are paid directly to the employee by the employer or the workers’ compensation insurer who is hired. Every employer, unless exempt by law, is responsible for medical care and payment of salary benefits for compensation to any employee who is injured during the course and extent of their employment.

Each state within the United States has its own workers’ compensation laws, which will tell us:

  • the amount of benefits a worker can receive and
  • the duration of the benefits paid to an injured worker.

Job compensation in Texas

Unlike other states, Texas does not require an employer to have worker compensation insurance. But choosing not to have coverage has its risks.

Not having insurance leaves the employer exposed to personal injury lawsuits of employees who are injured at work. This means that an injured employee can sue the employer for an injury or illness in the workplace. Also, if they sue him, he can’t argue in court that:

  • The employee’s negligence caused the injury.
  • Another employee’s negligence caused the injury.
  • The injured employee knew of the danger and accepted it.

When job compensation benefits can be sought in Texas

Texas law states that compensation for workers will pay for medical treatment of injuries and illnesses as long as:

  • The injury occurred at work or the disease is considered to be work-related.
  • The worker’s employer has worker compensation insurance or is .

Deadlines for Texas job compensation claims

Employees must inform their employer within 30 days of the date they were injured. Failure to meet this deadline could mean losing benefits.

What to do to claim job compensation in Texas?

  • Employers must submit an Employer’s First Report or Injury’s Injury Injury Injurying Injurying Insurance Company within eight days of the employee’s job or upon receiving notice of an occupational disease.
  • Employees have a year to report the injury to the DWC (Division Workers Compensation).
  • For occupational diseases, employees must inform their employer within 30 days of the date they first knew that their injury or illness could be related to the work and file the claim with DWC within one year of that date.
  • Those seeking benefits from death and burial must send a Recipient Claim for Death Benefits (DWC-042) complete to DWC within the year following the employee’s death date.

What if the deadlines for job compensation claims in Texas are not met?

The failure to meet the deadlines allows the employer and the workers’ compensation insurance company not to pay the benefits. The Texas law sets this quite clearly.

How a lawyer helps get job compensation benefits

Having an . The best time to get a workers’ compensation lawyer is right away. The moment you get injured, after reporting the injury to your employer, you must . You never know if your claim will be denied. A lawyer will advise you and fight to reach an agreement that benefits you.

Lawyers for work accidents and job compensation can handle numerous tasks to help move forward with your claim or take it to court if necessary. Usually:

  • They gather all the evidence, such as medical records, treatment records, second opinions of doctors, witness testimony, etc.
  • They build a solid case based on the evidence collected.
  • They represent you in the Court and during the negotiations.
  • They evaluate the damage and track the progress of your treatment.
  • They put your best interests above anything else.
  • They stop any possible stagnation tactics used by your employer or the workers’ compensation insurance company.

In David Sanchez’s Legal Offices, labor compensation lawyers will help you with your claim. Call (972) 529-3476 and conducts a free consultation immediately.


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