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Occupational compensation insurance provides benefits to employees if they have a work-related injury or illness. Also known as workers’ compensation insurance or (workers compensation), this coverage can help cover medical expenses for injured or sick employees.
Workers’ compensation is a legal remedy whereby an employee who is injured at work may be entitled to certain benefits.
Benefits may include injury medical care, salary benefits of compensation, vocational rehabilitation services and/or death benefits. These benefits are an obligation of the employer and are paid directly to the employee by the employer or the workers’ compensation insurer who is hired. Every employer, unless exempt by law, is responsible for medical care and payment of salary benefits for compensation to any employee who is injured during the course and extent of their employment.
Each state within the United States has its own workers’ compensation laws, which will tell us:
Unlike other states, Texas does not require an employer to have worker compensation insurance. But choosing not to have coverage has its risks.
Not having insurance leaves the employer exposed to personal injury lawsuits of employees who are injured at work. This means that an injured employee can sue the employer for an injury or illness in the workplace. Also, if they sue him, he can’t argue in court that:
Texas law states that compensation for workers will pay for medical treatment of injuries and illnesses as long as:
Employees must inform their employer within 30 days of the date they were injured. Failure to meet this deadline could mean losing benefits.
The failure to meet the deadlines allows the employer and the workers’ compensation insurance company not to pay the benefits. The Texas law sets this quite clearly.
Having an . The best time to get a workers’ compensation lawyer is right away. The moment you get injured, after reporting the injury to your employer, you must . You never know if your claim will be denied. A lawyer will advise you and fight to reach an agreement that benefits you.
Lawyers for work accidents and job compensation can handle numerous tasks to help move forward with your claim or take it to court if necessary. Usually:
In David Sanchez’s Legal Offices, labor compensation lawyers will help you with your claim. Call (972) 529-3476 and conducts a free consultation immediately.
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